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Michigan Payday Loan Laws & LegislationHow to Start Michigan Payday Loan Business: Resources and LawsThe following links should take you to the Michigan Department of Corporations which provides oversight for the Michigan payday loan industry; often referred to as the Michigan Deferred Deposit Industry. BE AWARE that the state of Michigan often changes these links so you may have to begin here if all else fails: Additional Michigan payday loan resources: Michigan Data Base Provider - Veritec
Veritec - Overview of Fees The Deferred Presentment Provider will be charged a total fee of 45 cents ($0.45) for each approved and registered deferred presentment transaction. This transaction-based fee consists of a database verification fee of 45 cents ($0.45). Note that this portion of the total fee may be "passed-on" or charged to the consumer pursuant to the Act. This is the only fee collected for normal use of the Services. Please note the following additional information:
Prior to June 1, 2007, the DPP was charged a total fee of 75 cents ($0.75) for each approved and registered deferred presentment transaction. This transaction-based fee consisted of the following two components:
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